Payment Practices, Inc. (PPI) collects certain personal data (names, contact information etc.) from its subscribers. Subscribers may opt in to display such personal data to other subscribers so that members may contact one another.

Other than displaying such personal data with permission to other subscribers as described above, PPI will not disclose any personal information collected to third parties, or use such information for any purposes other than those related to the administration of its online database and website, unless required by law. Specifically, your name and contact information (address, email etc.) will never be sold or given to another party for marketing or other commercial purposes. The only time your personal data will be given to anyone is if PPI is required to do so by law.

PPI will use all reasonable means (encryption, secure servers, etc.) to protect personal data from unauthorized disclosure to or access by third parties.

EU GDPR Information for EU Residents

Payment Practices (PPI) is a controller for personal data of EU data subjects. PPI collects, processes and retains personal data of users (subscribers) of PPI’s services.

Legal basis: The processing of the personal data of users is necessary for the performance of contact obligations between PPI and the user in the provision of services. Processing is also needed in the legitimate interests of PPI. Processing is also necessary for the establishment, exercise or defense of legal claims in the event PPI becomes a party to litigation based on information provided by users.

Information processed: PPI collects and processes the following personal data from users when a user registers to use PPI’s services: username, first, middle and last names, physical postal address, and phone numbers. The username is displayed on all Responses and Comments posted by the user. If the user voluntarily elects to allow the display of their contact information (opt-in process), that user’s name, email address and location (city, country) becomes available to other current users only when and if the user posts a Response or a Comment. In all other cases, only the user’s username is available to other users.

Users name and email address may be used in conjunction with third-party service providers (processers) for purposes of communicating with the user, e.g., to send periodic requests for information from other users, to send reminders to renew access to PPI’s services, or to communicate other information in PPI’s legitimate interests via email. Only processers that also assure compliance with the GDPR are selected and used for such communications.

Retention periods: At a minimum, personal data will be retained during the period in which PPI provides services to the user. Personal data may be retained to seven years in order to establish, exercise or defend legal claims in the event of litigation.

Right to access, rectification, erasure and restriction of processing: Users have certain rights to obtain and correct personal data. Users may also have the right to have personal data erased or to restrict its processing under certain circumstances. Users have a right to lodge a complaint with supervisory authorities and may have additional rights under the GDPR.

Data Protection Officer and communications regarding personal data: PPI’s data protection officer is Ted Wozniak. Please direct any communications regarding your personal data and rights to

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